Poland - Lending services

Description

The subject matter of the contract is "Granting and servicing bank loans for the Municipality of Stanislawow" divided into three parts:Part 1 - Granting and servicing a long-term bank loan for repayment of previously taken loans and credits:1. Amount of the loan: PLN 1,700,000.00.2. Loan term: from the date of the agreement until September 30, 2032.3. Loan utilization term: from the date of the agreement until December 31, 2022.4. Repayment of principal in the following installments and dates:a. 2023 r. - from October 2023. 3 installments of PLN 15,000.00 per month (X, XI and XII.2023), payable by the end of each month,b. 2024 - 2031 - 8 years times 12 installments in each year of PLN 15,000.00 per month, payable by the end of each month,c. 2032 r. - 8 installments of PLN 24,000.00 each (I - VIII.2032) and 1 installment of PLN 23,000.00 (IX.2032), payable by the end of each month.5. Interest repayment monthly, on the last day of each month , based on notification from the bank of the amount of interest charged
1 The amount of the loan: PLN 1,700,000.00.2. Loan term: from the date of the agreement until September 30, 2032.3. Loan utilization term: from the date of the agreement until December 31, 2022.4. Repayment of principal in the following installments and dates:a. 2023. - from October 2023. 3 installments of PLN 15,000.00 per month (X, XI and XII.2023), payable by the end of each month,b. 2024 - 2031 - 8 years times 12 installments in each year of PLN 15,000.00 per month, payable by the end of each month,c. 2032. - 8 installments of PLN 24,000.00 each (I - VIII.2032) and 1 installment of PLN 23,000.00 (IX.2032), payable by the end of each month.5. Interest payment monthly, on the last day of each month , on the basis of a notice from the bank of the amount of interest charged within 7 days before the payment date. The date of commencement of interest payment is set for October 31, 2022.6. Interest rate on the loan variable, calculated as the sum of the WIBOR 1 M rate from the last month preceding the calculation of interest, increased by a fixed bank margin as of the date of the opening of the offerThe cost of the loan according to the simulation - PLN 770,039.90, assuming 8.01% (current interest rate) and 8.312566% (annual real interest rate).7. The deadline for releasing tranches is .............. days from the date of transmission of the application. The deadline for release of tranches is a criterion for evaluation of tenders. The number of points awarded to the contractor in the criterion of Deadline for release of tranches will be calculated on the basis of the period declared by the contractor. The loan will be placed at the disposal of the Ordering Party on dates and tranches adapted to the needs of the Ordering Party. (8) The method of securing the repayment of the loan and interest: a blank promissory note with a promissory note declaration. 9. the Ordering Party reserves the following rights:a. the right not to use the full amount of the loan without additional fees and commissions,b. the possibility of early repayment of all or part of the loan without additional fees or commissions on this account and without interest for the period for which the early repayment of the loan will be made,c. changing the dates of repayment of loan installments. 10.For the calculation of the cost of servicing, the date of the disbursement of credit funds should be taken as October 31, 2022. 11.These authorizations of the Ordering Party shall not constitute grounds for the Contractor to demand early repayment of any amounts due under the loan. 12 Evaluation criteria: 60% - price, 40% - deadline for release of credit tranches from the date of application.13.List of statements and documents required from the contractor:a. specimen application for loan disbursement,b. draft credit agreement,c. schedule of repayment of credit installments and interest,d. power of attorney - if the authorization to sign the offer does not arise directly from the excerpt from the appropriate register or certificate of entry in the register of economic activity submitted in the offer.For the purpose of preliminary examination of creditworthiness and development of the Lender's own information, the Contracting Authority attaches the following financial documents to the Contract Terms Specification - which constitute Appendix No. 1 to the SWZ:- Rb - NDS report on surplus and deficit for the second quarter of 2022- Rb-27 S- report on the execution of budget revenues for the second quarter of 2022.- Rb-27 S- report on the execution of budget revenues for the second quarter of 2022. Report Rb - 28 S - on the execution of budget expenditures for the second quarter of 2022,- Report Rb - N on receivables for the second quarter of 2022,- Report Rb - Z on liabilities for the second quarter of 2022,- Resolution of the Stanislawów Municipality Council of 26 on: taking loans- Resolution of the Ruling Composition of the Regional Chamber of Auditors in Warsaw on the opinion on the possibility of repayment of a long-term loan by the Stanislawów Municipality - Resolution No. 3.e./366/2022 of the Ruling Composition of the Regional Chamber of Audit in Warsaw on the opinion on the report submitted by the Head of the Stanislawów Municipality on the implementation of the budget of the Stanislawów Municipality for the year 2022. 1. amount of the loan: PLN 500,000.00.2. Loan term: from the date of the agreement until September 30, 2032.3. Loan utilization term: from the date of the agreement until December 31, 2022.4. Repayment of principal in the following installments and dates:a. 2023. - from October 2023. 3 installments of PLN 4,000.00 per month (X, XI and XII.2023), payable by the end of each month,b. 2024 - 2031 - 8 years times 12 installments in each year of PLN 4,000.00 per month, payable by the end of each month,c. 2032. - 8 installments of PLN 11,000.00 each (I - VIII.2032) and 1 installment of PLN 16,000.00 (IX.2032), payable by the end of each month.5. Interest payment monthly, on the last day of each month , on the basis of a notice from the bank of the amount of interest charged within 7 days before the payment date. The date of commencement of interest repayment is set for October 31, 2022.6. The interest rate on the loan is variable, calculated as the sum of the WIBOR 1 M rate from the last month preceding the calculation of interest, plus a fixed bank margin as of the date of the opening of the offerThe cost of the loan according to the simulation - PLN 241,331.02, assuming 8.01% (current interest rate) and 8.312566% (annual real interest rate).7. The deadline for releasing tranches is .............. days from the date of transmission of the application. The deadline for release of tranches is a criterion for evaluation of tenders. The number of points awarded to the contractor in the criterion of Deadline for release of tranches will be calculated on the basis of the period declared by the contractor. The loan will be placed at the disposal of the Ordering Party on dates and tranches adapted to the needs of the Ordering Party. (8) The method of securing the repayment of the loan and interest: a blank promissory note with a promissory note declaration. 9. the Ordering Party reserves the following rights:a. the right not to use the full amount of the loan without additional fees and commissions,b. the possibility of early repayment of all or part of the loan without additional fees or commissions on this account and without interest for the period for which the early repayment of the loan will be made,c. changing the dates of repayment of loan installments. 10.For the calculation of the cost of servicing, the date of the disbursement of credit funds should be taken as October 31, 2022. 11.These authorizations of the Ordering Party shall not constitute grounds for the Contractor to demand early repayment of any amounts due under the loan. 12 Evaluation criteria: 60% - price, 40% - deadline for disbursement of credit tranches from the date of submission of the application.13. List of declarations and documents requested from the contractor:a. specimen application for loan disbursement,b. draft credit agreement,c. schedule of repayment of credit installments and interest,d. power of attorney - if the authorization to sign the offer does not arise directly from the extract from the relevant register or certificate of entry in the register of economic activity submitted in the offer.14.Other information:a. A bid bond is not required, b. The budget for 2022 and the Long-Term Financial Forecast for 2022 - 2032 of the Stanislawów Municipality are available in the Public Information Bulletin.For the purpose of preliminary examination of creditworthiness and preparation of the Lender's own information, the Ordering Party attaches the following financial documents to the Contract Terms Specification - which constitute Appendix No. 1 to the SWZ:- Rb - NDS report on surplus and deficit for the second quarter of 2022- Rb-27 S- report on the execution of budget revenues for the second quarter of 2022.- Rb-27 S- report on the execution of budget revenues for the second quarter of 2022. Report Rb - 28 S - on the execution of budget expenditures for the second quarter of 2022,- Report Rb - N on receivables for the second quarter of 2022,- Report Rb - Z on liabilities for the second quarter of 2022,- Resolution of the Stanislawów Municipality Council of 26 on: taking loans- Resolution of the Ruling Composition of the Regional Chamber of Auditors in Warsaw on the opinion on the possibility of repayment of a long-term loan by the Stanislawów Municipality - Resolution No. 3.e./366/2022 of the Ruling Composition of the Regional Chamber of Audit in Warsaw on the opinion on the submitted by the Head of the Stanislawów Municipality sp 1. Amount of credit: PLN 650,000.00.2. Loan term: from the date of the agreement until December 31, 2032.3. Loan utilization term: from the date of the agreement until December 31, 2022.4. Repayment of principal in the following installments and dates:d. 2023. - from October 2023. 3 installments of PLN 6,000.00 per month (X, XI and XII.2023), payable by the end of each month,e. 2024 - 2031 - 8 years times 12 installments in each year of PLN 6,000.00 per month, payable by the end of each month,f. 2032. - 8 installments of PLN 6,000.00 each (I - VIII.2032 and 1 installment of PLN 8,000.00 (IX.2032), payable by the end of each month.5. Interest payment monthly, on the last day of each month , on the basis of a notice from the bank of the amount of interest charged within 7 days before the payment date. The date of commencement of interest repayment is set for October 31, 2022.6. The interest rate on the loan is variable, calculated as the sum of the WIBOR 1 M rate from the last month preceding the calculation of interest, plus a fixed bank margin as of the date of the opening of the offerThe cost of the loan according to the simulation - 260 796.85 PLN, assuming 8.01% (current interest rate) and 8.312566% (annual real interest rate).7. The deadline for releasing tranches is .............. days from the date of transmission of the application. The deadline for release of tranches is a criterion for evaluation of tenders. The number of points awarded to the contractor in the criterion of Deadline for release of tranches will be calculated on the basis of the period declared by the contractor. The loan will be placed at the disposal of the Ordering Party on dates and tranches adapted to the needs of the Ordering Party. (8) The method of securing the repayment of the loan and interest: a blank promissory note together with a promissory note declaration. 9. the Ordering Party reserves:e. the right not to use the full amount of the loan without additional fees and commissions,f. the possibility of early repayment of all or part of the loan without additional fees or commissions on this account and without interest for the period for which the early repayment of the loan will be made,g. changing the dates of repayment of loan installments. 10.For the calculation of the cost of servicing, the date of the disbursement of credit funds should be taken as October 31, 2022. 11.These authorizations of the Ordering Party shall not constitute grounds for the Contractor to demand early repayment of any amounts due under the loan. 12 Evaluation criteria: 60% - price, 40% - deadline for disbursement of credit tranches from the date of submission of the application.14. List of statements and documents requested from the Contractor:a. specimen application for loan disbursement,b. draft credit agreement,c. schedule of repayment of credit installments and interest,d. power of attorney - if the authorization to sign the offer does not arise directly from the excerpt from the appropriate register or certificate of entry in the register of economic activity submitted in the offer.15.Other information:a. A bid bond is not required, b. The budget for 2022 and the Long-Term Financial Forecast for 2022 - 2032 of the Stanislawów Municipality are available in the Public Information Bulletin.For the purpose of preliminary examination of creditworthiness and preparation of the Lender's own information, the Ordering Party attaches the following financial documents to the Contract Terms Specification - which constitute Appendix No. 1 to the SWZ:- Rb - NDS report on surplus and deficit for the second quarter of 2022- Rb-27 S- report on the execution of budget revenues for the second quarter of 2022.- Rb-27 S- report on the execution of budget revenues for the second quarter of 2022. Report Rb - 28 S - on the execution of budget expenditures for the second quarter of 2022,- Report Rb - N on receivables for the second quarter of 2022,- Report Rb - Z on liabilities for the second quarter of 2022,- Resolution of the Stanislawów Municipality Council of 26 on: taking loans- Resolution of the Ruling Composition of the Regional Chamber of Auditors in Warsaw on the opinion on the possibility of repayment of a long-term loan by the Stanislawów Municipality - Resolution No. 3.e./366/2022 of the Ruling Composition of the Regional Chamber of Auditors in Warsaw on the opinion on the report submitted by the Head of the Stanislawów Commune on the possibility of repayment of a long-term loan by the Stanislawów Commune - Resolution No. 3.

Opportunity closing date

31 October 2022

Value of contract

to be confirmed